Terms of Usage
Terms
of Service
1. ACCEPTANCE OF TERMS
The services that Kings
Insurance provides to User is subject to the following Terms of Use
(“TOU“). Kings Insurance reserves the right
to update the TOU at any time without notice to User. The most current version
of the TOU can be reviewed by clicking on the “Terms of Use” hypertext link
located at the bottom of our Web pages.
A. This Agreement, which
incorporates by reference other provisions applicable to use of Kings
Insurance.blogspot.com, including, but not limited to, supplemental
terms and conditions set forth hereof (“Supplemental Terms”) governing the use
of certain specific material contained in Kings
Insurance.com, sets forth the terms and conditions that apply to use of
Kings Insurance.blogspot.com by
User. By using Kings Insurance.blogspot.com (other
than to read this Agreement for the first time), User agrees to comply with all
of the terms and conditions hereof. The right to use Kings
Insurance.blogspot.com is personal to User
and is not transferable to any other person or entity. User is responsible for
all use of User’s Account (under any screen name or password) and for ensuring
that all use of User’s Account complies fully with the provisions of this
Agreement. User shall be responsible for protecting the confidentiality of
User’s password(s), if any.
B. Kings
Insurance shall have the right at any time to change or
discontinue any aspect or feature of Kings
Insurance.blogspot.com, including, but not limited to, content,
hours of availability, and equipment needed for access or use.
2. Changed Terms
Kings Insurance shall
have the right at any time to change or modify the terms and conditions
applicable to User’s use of Kings Insurance, or
any part thereof, or to impose new conditions, including, but not limited to,
adding fees and charges for use. Such changes, modifications, additions or
deletions shall be effective immediately upon notice thereof, which may be
given by means including, but not limited to, posting on Kings
Insurance.blogspot.com, or by electronic or
conventional mail, or by any other means by which User obtains notice thereof.
Any use of Kings Insurance.blogspot.com by User after such
notice shall be deemed to constitute acceptance by User of such changes,
modifications or additions.
3. DESCRIPTION OF SERVICES
Through its Web property,
Kings Insurance provides
User with access to a variety of resources, including download areas,
communication forums and product information (collectively “Services”). The
Services, including any updates, enhancements, new features, and/or the
addition of any new Web properties, are subject to the TOU.
4. Equipment
User shall be responsible
for obtaining and maintaining all telephone, computer hardware, software and
other equipment needed for access to and use of Kings
Insurance.com and all charges related thereto.
5. © Kings
Insurance.com 2017. All rights reserved.
Protected by the copyright laws of the Philippines and by international
treaties. IT IS ILLEGAL AND STRICTLY PROHIBITED TO DISTRIBUTE, PUBLISH, OFFER
FOR SALE, LICENSE OR SUBLICENSE, GIVE OR DISCLOSE TO ANY OTHER PARTY, THIS
PRODUCT IN HARD COPY OR DIGITAL FORM. ALL OFFENDERS WILL BE SUED IN A COURT OF
LAW.
User Conduct
A. User
shall use Kings Insurance.com for
lawful purposes only. User shall not post or transmit through Kings
Insurance.com any material which violates or infringes in any way upon the
rights of others, which is unlawful, threatening, abusive, defamatory, invasive
of privacy or publicity rights, vulgar, obscene, profane or otherwise
objectionable, which encourages conduct that would constitute a criminal
offense, give rise to civil liability or otherwise violate any law, or which,
without Kings Insurance‘s express prior
approval, contains advertising or any solicitation with respect to products or
services. Any conduct by a User that in Kings Insurance’s discretion restricts
or inhibits any other User from using or enjoying Kings Insurance.com will not
be permitted. User shall not use Kings Insurance.com to advertise or perform
any commercial solicitation, including, but not limited to, the solicitation of
users to become subscribers of other on-line information services competitive
with Kings Insurance.
B. Kings
Insurance.com contains copyrighted material, trademarks and other
proprietary information, including, but not limited to, text, software, photos,
video, graphics, music and sound, and the entire contents of Kings
Insurance.com are copyrighted as a collective work under the Philippines
copyright laws. Kings Insurance owns a copyright in
the selection, coordination, arrangement and enhancement of such content, as
well as in the content original to it. User may not modify, publish, transmit,
participate in the transfer or sale, create derivative works, or in any way
exploit, any of the content, in whole or in part. User may download copyrighted
material for User’s personal use only. Except as otherwise expressly permitted
under copyright law, no copying, redistribution, retransmission, publication or
commercial exploitation of downloaded material will be permitted without the
express permission of Kings Insurance.com and the copyright owner. In the event
of any permitted copying, redistribution or publication of copyrighted
material, no changes in or deletion of author attribution, trademark legend or
copyright notice shall be made. User acknowledges that it does not acquire any
ownership rights by downloading copyrighted material.
C. User
shall not upload, post or otherwise make available on Kings
Insurance.com any material protected by copyright, trademark or other
proprietary right without the express permission of the owner of the copyright,
trademark or other proprietary right and the burden of determining that any
material is not protected by copyright rests with User. User shall be solely
liable for any damage resulting from any infringement of copyrights,
proprietary rights, or any other harm resulting from such a submission. By
submitting material to any public area of Kings Insurance.com, User
automatically grants, or warrants that the owner of such material has expressly
granted Kings Insurance the royalty-free, perpetual, irrevocable, non-exclusive
right and license to use, reproduce, modify, adapt, publish, translate and
distribute such material (in whole or in part) worldwide and/or to incorporate
it in other works in any form, media or technology now known or hereafter
developed for the full term of any copyright that may exist in such material.
User also permits any other User to access, view, store or reproduce the
material for that User’s personal use. User hereby grants Kings
Insurance the right to edit, copy, publish and distribute any
material made available on Kings Insurance.com by User.
D. The
foregoing provisions of Section 5 are for the benefit of Kings Insurance, its
subsidiaries, affiliates and its third party content providers and licensors
and each shall have the right to assert and enforce such provisions directly or
on its own behalf.
6. © Kings
Insurance.com 2017. All rights reserved. Protected by the copyright laws of the
Philippines and by international treaties. IT IS ILLEGAL AND STRICTLY
PROHIBITED TO DISTRIBUTE, PUBLISH, OFFER FOR SALE, LICENSE OR SUBLICENSE, GIVE
OR DISCLOSE TO ANY OTHER PARTY, THIS PRODUCT IN HARD COPY OR DIGITAL FORM. ALL
OFFENDERS WILL BE SUED IN A COURT OF LAW.
USE OF SERVICES
The Services may contain e-mail services, bulletin board
services, chat areas, news groups, forums, communities, personal web pages,
calendars, photo albums, file cabinets and/or other message or communication
facilities designed to enable User to communicate with others (each a
“Communication Service” and collectively “Communication Services”). User agrees
to use the Communication Services only to post, send and receive messages and
material that are proper and, when applicable, related to the particular
Communication Service. By way of example, and not as a limitation, User agrees
that when using the Communication Services, User will not:
§ Use the
Communication Services in connection with surveys, contests, pyramid schemes,
chain letters, junk email, spamming or any duplicative or unsolicited messages
(commercial or otherwise).
§ Defame,
abuse, harass, stalk, threaten or otherwise violate the legal rights (such as
rights of privacy and publicity) of others.
§ Publish,
post, upload, distribute or disseminate any inappropriate, profane, defamatory,
obscene, indecent or unlawful topic, name, material or information.
§ Upload,
or otherwise make available, files that contain images, photographs, software
or other material protected by intellectual property laws, including, by way of
example, and not as limitation, copyright or trademark laws (or by rights of
privacy or publicity) unless User own or control the rights thereto or have
received all necessary consent to do the same.
§ Use any
material or information, including images or photographs, which are made
available through the Services in any manner that infringes any copyright,
trademark, patent, trade secret, or other proprietary right of any party.
§ Upload
files that contain viruses, Trojan horses, worms, time bombs, cancelbots,
corrupted files, or any other similar software or programs that may damage the
operation of another’s computer or property of another.
§ Advertise
or offer to sell or buy any goods or services for any business purpose, unless
such Communication Services specifically allows such messages.
§ Download
any file posted by another user of a Communication Service that User know, or
reasonably should know, cannot be legally reproduced, displayed, performed,
and/or distributed in such manner.
§ Falsify
or delete any copyright management information, such as author attributions,
legal or other proper notices or proprietary designations or labels of the
origin or source of software or other material contained in a file that is
uploaded.
§ Restrict
or inhibit any other user from using and enjoying the Communication Services.
§ Violate
any code of conduct or other guidelines which may be applicable for any
particular Communication Service.
§ Harvest
or otherwise collect information about others, including e-mail addresses.
§ Violate
any applicable laws or regulations.
§ Create
a false identity for the purpose of misleading others.
§ Use,
download or otherwise copy, or provide (whether or not for a fee) to a person
or entity any directory of users of the Services or other user or usage
information or any portion thereof.
Kings Insurance has
no obligation to monitor the Communication Services. However, Kings
Insurance reserves the right to review materials posted to the
Communication Services and to remove any materials in its sole
discretion. Kings Insurance.com reserves the right
to terminate User’s access to any or all of the Communication Services at any
time, without notice, for any reason whatsoever. Kings
Insurance reserves the right at all times to disclose any
information as it deems necessary to satisfy any applicable law, regulation,
legal process or governmental request, or to edit, refuse to post or to remove
any information or materials, in whole or in part, in Kings
Insurance‘s sole discretion.
Materials uploaded to the Communication Services may be subject
to posted limitations on usage, reproduction and/or dissemination; User is
responsible for adhering to such limitations if User downloads the materials.
Always use caution when giving out any personally identifiable
information in any Communication Services. Kings
Insurance does not control or endorse the content, messages or
information found in any Communication Services and, therefore, Kings
Insurance specifically disclaims any liability with regard to the Communication
Services and any actions resulting from User’s participation in any
Communication Services. Managers and hosts are not authorized Kings
Insurance spokespersons, and their views do not necessarily reflect those
of Kings Insurance.
7. MEMBER ACCOUNT, PASSWORD,
AND SECURITY
If any of the Services
requires User to open an account, User must complete the registration process
by providing Kings Insurance with
current, complete and accurate information as prompted by the applicable
registration form. User also will choose a password and a user name. User is
entirely responsible for maintaining the confidentiality of User’s password and
account. Furthermore, User is entirely responsible for any and all activities
that occur under User’s account. User agrees to notify Kings
Insurance immediately of any unauthorized use of User’s account or
any other breach of security. Kings Insurance will
not be liable for any loss that User may incur as a result of someone else
using User’s password or account, either with or without User’s knowledge.
However, User could be held liable for losses incurred by Kings
Insurance or another party due to someone else using User’s account or
password. User may not use anyone else’s account at any time, without the
permission of the account holder.
8. NOTICE SPECIFIC TO SOFTWARE
AVAILABLE ON THIS WEB SITE
Any software that is made available to download from the
Services (“Software”) is the copyrighted work of respective Vendor and/or its
suppliers. Use of the Software is governed by the terms of the end user license
agreement, if any, which accompanies or is included with the Software (“License
Agreement”). An end user will be unable to install any Software that is
accompanied by or includes a License Agreement, unless he or she first agrees
to the License Agreement terms.
The Software is made available for download solely for use by
end users according to the License Agreement. Any reproduction or
redistribution of the Software not in accordance with the License Agreement is
expressly prohibited by law, and may result in severe civil and criminal
penalties. Violators will be prosecuted to the maximum extent possible.
WITHOUT LIMITING THE
FOREGOING, COPYING OR REPRODUCTION OF THE SOFTWARE TO ANY OTHER SERVER OR
LOCATION FOR FURTHER REPRODUCTION OR REDISTRIBUTION IS EXPRESSLY PROHIBITED,
UNLESS SUCH REPRODUCTION OR REDISTRIBUTION IS EXPRESSLY PERMITTED BY THE
LICENSE AGREEMENT ACCOMPANYING SUCH SOFTWARE. THE SOFTWARE IS WARRANTED, IF AT
ALL, ONLY ACCORDING TO THE TERMS OF THE LICENSE AGREEMENT. EXCEPT AS WARRANTED
IN THE LICENSE AGREEMENT, KINGS INSURANCE HEREBY
DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO THE SOFTWARE, INCLUDING
ALL WARRANTIES AND CONDITIONS OF MERCHANTABILITY, WHETHER EXPRESS, IMPLIED OR
STATUTORY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.
FOR YOUR
CONVENIENCE, Kings Insurance MAY MAKE AVAILABLE
AS PART OF THE SERVICES OR IN ITS VENDOR’S SOFTWARE PRODUCTS, TOOLS AND
UTILITIES FOR USE AND/OR DOWNLOAD. Kings Insurance DOES
NOT MAKE ANY ASSURANCES WITH REGARD TO THE ACCURACY OF THE RESULTS OR OUTPUT
THAT DERIVES FROM SUCH USE OF ANY SUCH TOOLS AND UTILITIES. PLEASE RESPECT THE
INTELLECTUAL PROPERTY RIGHTS OF OTHERS WHEN USING THE TOOLS AND UTILITIES MADE
AVAILABLE ON THE SERVICES.
9. NOTICE SPECIFIC TO DOCUMENTS
AVAILABLE ON THIS WEB SITE
Permission to use Documents (such as white papers, press
releases, datasheets and FAQs) from the Services is granted, provided that (1)
the below copyright notice appears in all copies and that both the copyright
notice and this permission notice appear, (2) use of such Documents from the
Services is for informational and non-commercial or personal use only and will
not be copied or posted on any network computer or broadcast in any media, and
(3) no modifications of any Documents are made. Accredited educational
institutions, such as universities, private/public colleges, and state
community colleges, may download and reproduce the Documents for distribution
in the classroom. Distribution outside the classroom requires express written
permission. Use for any other purpose is expressly prohibited by law, and may
result in severe civil and criminal penalties. Violators will be prosecuted to
the maximum extent possible.
Kings Insurance AND/OR
ITS RESPECTIVE SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE
INFORMATION CONTAINED IN THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED AS PART
OF THE SERVICES FOR ANY PURPOSE. ALL SUCH DOCUMENTS AND RELATED GRAPHICS ARE
PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND. Kings
Insurance AND/OR ITS RESPECTIVE SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES
AND CONDITIONS WITH REGARD TO THIS INFORMATION, INCLUDING ALL WARRANTIES AND
CONDITIONS OF MERCHANTABILITY, WHETHER EXPRESS, IMPLIED OR STATUTORY, FITNESS
FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. IN NO EVENT
SHALL Kings Insurance AND/OR ITS
RESPECTIVE SUPPLIERS BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL
DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS,
WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING
OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF INFORMATION AVAILABLE
FROM THE SERVICES.
THE DOCUMENTS AND RELATED
GRAPHICS PUBLISHED ON THE SERVICES COULD INCLUDE TECHNICAL INACCURACIES OR
TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION
HEREIN. Kings Insurance AND/OR ITS
RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE PRODUCT(S)
AND/OR THE PROGRAM(S) DESCRIBED HEREIN AT ANY TIME.
10. NOTICES REGARDING SOFTWARE,
DOCUMENTS AND SERVICES AVAILABLE ON THIS SITE
IN NO EVENT
SHALL Kings Insurance AND/OR
ITS RESPECTIVE SUPPLIERS BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL
DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS,
WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING
OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF SOFTWARE, DOCUMENTS,
PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR INFORMATION AVAILABLE FROM THE
SERVICES.
11. MATERIALS PROVIDED
TO KINGS INSURANCE OR POSTED AT ANY OF ITS WEB SITES
Kings Insurance does
not claim ownership of the materials User provide to KINGS INSURANCE (including
feedback and suggestions) or post, upload, input or submit to any Services or
its associated services for review by the general public, or by the members of
any public or private community, (each a “Submission” and collectively
“Submissions”). However, by posting, uploading, inputting, providing or
submitting (“Posting”) User’s Submission User is granting Kings
Insurance, its affiliated companies and necessary sublicensees permission
to use User’s Submission in connection with the operation of their Internet
businesses (including, without limitation, all Kings Insurance Services),
including, without limitation, the license rights to: copy, distribute,
transmit, publicly display, publicly perform, reproduce, edit, translate and
reformat User’s Submission; to publish User’s name in connection with User’s
Submission; and the right to sublicense such rights to any supplier of the
Services.
No compensation will be paid
with respect to the use of User’s Submission, as provided herein. Kings
Insurance is under no obligation to post or use any Submission User
may provide and Kings Insurance may remove any
Submission at any time in its sole discretion. By Posting a Submission User
warrants and represents to own or otherwise control all of the rights to User’s
Submission as described in these Terms of Use
including, without limitation, all the rights necessary for User to provide,
post, upload, input or submit the Submissions.
In addition to the warranty and representation set forth above,
by Posting a Submission that contain images, photographs, pictures or that are
otherwise graphical in whole or in part (“Images”), User warrant and represent
that (a) User is the copyright owner of such Images, or that the copyright
owner of such Images has granted User permission to use such Images or any
content and/or images contained in such Images consistent with the manner and
purpose of User’s use and as otherwise permitted by these Terms of Use and the
Services, (b) User have the rights necessary to grant the licenses and
sublicenses described in these Terms of Use, and (c) that each person depicted
in such Images, if any, has provided consent to the use of the Images as set
forth in these Terms of Use, including, by way of example, and not as a
limitation, the distribution, public display and reproduction of such Images.
By Posting Images, User is granting (a) to all members of User’s private
community (for each such Images available to members of such private
community), and/or (b) to the general public (for each such Images available anywhere
on the Services, other than a private community), permission to use User’s
Images in connection with the use, as permitted by these Terms of Use, of any
of the Services, (including, by way of example, and not as a limitation, making
prints and gift items which include such Images), and including, without
limitation, a non-exclusive, world-wide, royalty-free license to: copy,
distribute, transmit, publicly display, publicly perform, reproduce, edit,
translate and reformat User’s Images without having User’s name attached to
such Images, and the right to sublicense such rights to any supplier of the
Services. The licenses granted in the preceding sentences for a Images will
terminate at the time User completely remove such Images from the Services, provided
that, such termination shall not affect any licenses granted in connection with
such Images prior to the time User completely remove such Images. No
compensation will be paid with respect to the use of User’s Images.
A. USER EXPRESSLY AGREES
THAT USE OF Kings Insurance.com IS AT USER’S SOLE RISK.
NEITHER Kings Insurance.com, ITS AFFILIATES NOR ANY OF THEIR
RESPECTIVE EMPLOYEES, AGENTS, THIRD PARTY CONTENT PROVIDERS OR LICENSORS
WARRANT THAT Kings Insurance WILL BE UNINTERRUPTED OR
ERROR FREE; NOR DO THEY MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE
OBTAINED FROM USE OF Kings Insurance.com, OR AS TO THE
ACCURACY, RELIABILITY OR CONTENT OF ANY INFORMATION, SERVICE, OR MERCHANDISE
PROVIDED THROUGH KINGS INSURANCE.COM.
B. KINGS INSURANCE.COM IS PROVIDED ON AN “AS IS” BASIS WITHOUT
WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED
TO, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR
A PARTICULAR PURPOSE, OTHER THAN THOSE WARRANTIES WHICH ARE IMPLIED BY AND
INCAPABLE OF EXCLUSION, RESTRICTION OR MODIFICATION UNDER THE LAWS APPLICABLE
TO THIS AGREEMENT.
C. THIS DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR INJURY
CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION,
DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE
FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE
OF RECORD, WHETHER FOR BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, OR
UNDER ANY OTHER CAUSE OF ACTION. USER SPECIFICALLY ACKNOWLEDGES THAT KINGS
INSURANCE.COM IS NOT LIABLE FOR THE DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF
OTHER USERS OR THIRD-PARTIES AND THAT THE RISK OF INJURY FROM THE FOREGOING
RESTS ENTIRELY WITH USER.
D. IN NO EVENT WILL KINGS INSURANCE, OR
ANY PERSON OR ENTITY INVOLVED IN CREATING, PRODUCING OR DISTRIBUTING KINGS
INSURANCE.COM OR THE SOFTWARE VENDOR, BE LIABLE FOR ANY DAMAGES,
INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, SPECIAL,
CONSEQUENTIAL OR PUNITIVE DAMAGES ARISING OUT OF THE USE OF OR INABILITY TO
USE KINGS INSURANCE.COM. USER HEREBY ACKNOWLEDGES
THAT THE PROVISIONS OF THIS SECTION SHALL APPLY TO ALL CONTENT ON THE SITE.
E. IN ADDITION TO THE TERMS SET FORTH ABOVE NEITHER, KINGS
INSURANCE, NOR ITS AFFILIATES, INFORMATION PROVIDERS OR CONTENT PARTNERS SHALL
BE LIABLE REGARDLESS OF THE CAUSE OR DURATION, FOR ANY ERRORS, INACCURACIES,
OMISSIONS, OR OTHER DEFECTS IN, OR UNTIMELINESS OR UNAUTHENTICITY OF, THE
INFORMATION CONTAINED WITHIN KINGS INSURANCE.COM, OR FOR ANY DELAY OR
INTERRUPTION IN THE TRANSMISSION THEREOF TO THE USER, OR FOR ANY CLAIMS OR LOSSES
ARISING THEREFROM OR OCCASIONED THEREBY. NONE OF THE FOREGOING PARTIES SHALL BE
LIABLE FOR ANY THIRD-PARTY CLAIMS OR LOSSES OF ANY NATURE, INCLUDING, BUT NOT
LIMITED TO, LOST PROFITS, PUNITIVE OR CONSEQUENTIAL DAMAGES.
F. PRIOR TO THE EXECUTION
OF A STOCK TRADE, USERS ARE ADVISED TO CONSULT WITH YOUR BROKER OR OTHER
FINANCIAL REPRESENTATIVE TO VERIFY PRICING OR OTHER INFORMATION. KINGS
INSURANCE, ITS AFFILIATES, INFORMATION PROVIDERS OR CONTENT PARTNERS
SHALL HAVE NO LIABILITY FOR INVESTMENT DECISIONS BASED ON THE INFORMATION
PROVIDED. NEITHER, KINGS INSURANCE, NOR ITS AFFILIATES,
INFORMATION PROVIDERS OR CONTENT PARTNERS WARRANT OR GUARANTEE THE TIMELINESS,
SEQUENCE, ACCURACY OR COMPLETENESS OF THIS INFORMATION. ADDITIONALLY, THERE ARE
NO WARRANTIES AS TO THE RESULTS OBTAINED FROM THE USE OF THE INFORMATION.
PLEASE SEEK THE ADVICE OF PROFESSIONALS, AS APPROPRIATE,
REGARDING THE EVALUATION OF ANY SPECIFIC INFORMATION, OPINION, ADVICE OR OTHER
CONTENT.
G. FORCE
MAJEURE – NEITHER PARTY WILL BE RESPONSIBLE FOR ANY FAILURE OR DELAY IN
PERFORMANCE DUE TO CIRCUMSTANCES BEYOND ITS REASONABLE CONTROL, INCLUDING,
WITHOUT LIMITATION, ACTS OF GOD, WAR, RIOT, EMBARGOES, ACTS OF CIVIL OR
MILITARY AUTHORITIES, FIRE, FLOODS, ACCIDENTS, SERVICE OUTAGES RESULTING FROM
EQUIPMENT AND/OR SOFTWARE FAILURE AND/OR TELECOMMUNICATIONS FAILURES, POWER
FAILURES, NETWORK FAILURES, FAILURES OF THIRD PARTY SERVICE PROVIDERS
(INCLUDING PROVIDERS OF INTERNET SERVICES AND TELECOMMUNICATIONS). THE PARTY
AFFECTED BY ANY SUCH EVENT SHALL NOTIFY THE OTHER PARTY WITHIN A MAXIMUM OF
FIFTEEN (15) DAYS FROM ITS OCCURENCE. THE PERFORMANCE OF THS AGREEMENT SHALL
THEN BE SUSPENDED FOR AS LONG AS ANY SUCH EVENT SHALL PREVENT THE AFFECTED
PARTY FROM PERFORMING ITS OBLIGATIONS UNDER THIS AGREEMENT.
13. LINKS TO THIRD PARTY SITES
THE LINKS IN THIS AREA WILL LET
YOU LEAVE KINGS INSURANCE’S SITE. THE LINKED SITES ARE NOT UNDER THE CONTROL OF
KINGS INSURANCE AND KINGS INSURANCE IS NOT RESPONSIBLE FOR THE CONTENTS OF ANY
LINKED SITE OR ANY LINK CONTAINED IN A LINKED SITE, OR ANY CHANGES OR UPDATES
TO SUCH SITES. KINGS INSURANCE IS NOT RESPONSIBLE FOR
WEBCASTING OR ANY OTHER FORM OF TRANSMISSION RECEIVED FROM ANY LINKED
SITE. KINGS INSURANCE IS PROVIDING THESE LINKS TO YOU ONLY AS
A CONVENIENCE, AND THE INCLUSION OF ANY LINK DOES NOT IMPLY ENDORSEMENT BY KINGS
INSURANCE OF THE SITE.
14. UNSOLICITED IDEA SUBMISSION
POLICY
KINGS INSURANCE OR
ANY OF ITS EMPLOYEES DO NOT ACCEPT OR CONSIDER UNSOLICITED IDEAS, INCLUDING
IDEAS FOR NEW ADVERTISING CAMPAIGNS, NEW PROMOTIONS, NEW PRODUCTS OR
TECHNOLOGIES, PROCESSES, MATERIALS, MARKETING PLANS OR NEW PRODUCT NAMES.
PLEASE DO NOT SEND ANY ORIGINAL CREATIVE ARTWORK, SAMPLES, DEMOS, OR OTHER
WORKS. THE SOLE PURPOSE OF THIS POLICY IS TO AVOID POTENTIAL MISUNDERSTANDINGS
OR DISPUTES WHEN KINGS INSURANCE’S PRODUCTS OR MARKETING STRATEGIES MIGHT SEEM
SIMILAR TO IDEAS SUBMITTED TO KINGS INSURANCE. SO, PLEASE DO NOT
SEND YOUR UNSOLICITED IDEAS TO KINGS INSURANCE OR ANYONE AT KINGS INSURANCE.
IF, DESPITE OUR REQUEST THAT YOU NOT SEND US YOUR IDEAS AND MATERIALS, YOU
STILL SEND THEM, PLEASE UNDERSTAND THAT KINGS INSURANCE MAKES
NO ASSURANCES THAT YOUR IDEAS AND MATERIALS WILL BE TREATED AS CONFIDENTIAL OR
PROPRIETARY.
15. Monitoring
Kings Insurance shall have the right, but not the obligation, to
monitor the content of Kings Insurance.com, including chat rooms and forums, to
determine compliance with this Agreement and any operating rules established by
Kings Insurance and to satisfy any law, regulation or authorized government
request. Kings Insurance shall have the right in its sole discretion to edit,
refuse to post or remove any material submitted to or posted on Kings Insurance.com.
Without limiting the foregoing, Kings Insurance.com shall have the right to
remove any material that Kings Insurance, in its sole discretion, finds to be
in violation of the provisions hereof or otherwise objectionable.
16. Indemnification
User agrees to defend, indemnify and hold harmless Kings
Insurance, its affiliates and their respective directors, officers, employees
and agents from and against all claims and expenses, including attorneys’ fees,
arising out of the use of Kings Insurance.com by User or User’s Account.
17. Termination
Either Kings Insurance or User may terminate this Agreement at
any time. Without limiting the foregoing, Kings Insurance shall have the right
to immediately terminate User’s Account in the event of any conduct by User
which Kings Insurance.com, in its sole discretion, considers to be
unacceptable, or in the event of any breach by User of this Agreement.
18. Miscellaneous
This Agreement and any operating rules for Kings Insurance.com
established by Kings Insurance constitute the entire agreement of the parties
with respect to the subject matter hereof, and supersede all previous written
or oral agreements between the parties with respect to such subject matter.
This Agreement shall be construed in accordance with the laws of the
Philippines, without regard to its conflict of laws rules. No waiver by either
party of any breach or default hereunder shall be deemed to be a waiver of any
preceding or subsequent breach or default. The section headings used herein are
for convenience only and shall not be given any legal import.
Kings Insurance.com its logos are trademarks of Kings Insurance.
All rights reserved. All other trademarks appearing on Kings Insurance are the
property of their respective owners.
20. TRADEMARKS
The names of actual companies and products mentioned herein may
be the trademarks of their respective owners. The example companies,
organizations, products, domain names, email addresses, logos, people and
events depicted herein are fictitious. No association with any real company,
organization, product, domain name, e-mail address, logo, person, or event is
intended or should be inferred.
Any rights not expressly granted herein are reserved.
We respect each individual’s right to personal privacy. We will
collect and use information through our Web site only in the ways disclosed in
this statement. This statement applies solely to information collected at Kings
Insurance’s Web site.
Information Collection and
Usage
If you require any more information or have any questions about
our privacy policy, please feel free to contact us by email
at itiempo@hotmail.com.
At Kings Insurance.com/ the privacy of our visitors is of
extreme importance to us. This privacy policy document outlines the types of
personal information is received and collected by Kings Insurance.com and how
it is used.
Log Files
Like many other Web sites, Kings Insurance.com makes use of log files. The information inside the log files includes internet protocol ( IP ) addresses, type of browser, Internet Service Provider ( ISP ), date/time stamp, referring/exit pages, and number of clicks to analyze trends, administer the site, track user’s movement around the site, and gather demographic information. IP addresses, and other such information are not linked to any information that is personally identifiable.
Cookies and Web Beacons
Kings Insurance.com does use cookies to store information about visitors preferences, record user-specific information on which pages the user access or visit, customize Web page content based on visitors browser type or other information that the visitor sends via their browser.
DoubleClick DART Cookie
.:: Google, as a third party vendor, uses cookies to serve ads on Kings Insurance.com.
.:: Google’s use of the DART cookie enables it to serve ads to
users based on their visit to Kings Insurance.com/and other sites on the
Internet.
.:: Users may opt out of the use of the DART cookie by visiting
the Google ad and content network privacy policy at the following URL –
http://www.google.com/privacy_ads.html
Some of our advertising partners may use cookies and web beacons
on our site. Our advertising partners include ….
Google Adsense
These third-party ad servers or ad networks use technology to
the advertisements and links that appear on Kings Insurance.com send directly
to your browsers. They automatically receive your IP address when this occurs.
Other technologies ( such as cookies, JavaScript, or Web Beacons ) may also be
used by the third-party ad networks to measure the effectiveness of their
advertisements and / or to personalize the advertising content that you see.
Kings Insurance.com has no access to or control over these
cookies that are used by third-party advertisers.
You should consult the respective privacy policies of these
third-party ad servers for more detailed information on their practices as well
as for instructions about how to opt-out of certain practices. Kings Insurance.com’s
privacy policy does not apply to, and we cannot control the activities of, such
other advertisers or web sites.
If you wish to disable cookies, you may do so through your
individual browser options. More detailed information about cookie management
with specific web browsers can be found at the browsers’ respective websites.
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